Take Your Travels to New Heights with the Axis Bank Vistara Infinite Credit Card

Calling all frequent flyers and travel enthusiasts! If you crave a touch of luxury on your journeys and loyalty to Vistara airlines, the Axis Bank Vistara Infinite Credit Card might be your perfect match. This premium co-branded credit card offers a plethora of benefits designed to elevate your travel experiences and unlock exclusive rewards with Vistara.

Eligibility:

The Axis Bank Vistara Infinite Credit Card caters to high-income individuals. To be eligible, you should:

• Be between 18-70 years old.
• Have a minimum net income of INR 24 lakhs per annum.
• Be a resident of India or a Non-Resident Indian (NRI).

Rewards:

The card shines in rewarding your spending with Club Vistara (CV) points, the loyalty currency of Vistara airlines. Here's how you earn points:

• Earn 6 CV points for every Rs. 200 spent on everyday purchases.
• Get a whopping 10 CV points for every Rs. 100 spent on the Vistara website, making it a fantastic tool to accelerate your points accumulation for flights.

These CV points can be redeemed for:

• Award flights: Use your points to book free flights on Vistara and enjoy a comfortable journey.
• Membership upgrades: Elevate your Club Vistara tier and unlock benefits like priority boarding, lounge access, and extra baggage allowance.

Fees and Charges:

The Axis Bank Vistara Infinite Credit Card comes with an annual fee of Rs. 10,000. However, for high-spending Vistara loyalists, the potential value of rewards can easily outweigh this fee.

Benefits:

Beyond the rewarding CV points program, the Axis Bank Vistara Infinite Credit Card boasts a range of benefits that enhance your travel experience:

• Milestone benefits: This card features an enticing milestone program. By meeting specific spending targets within a year, you can earn up to 5 complimentary Business Class tickets on Vistara - a substantial perk for frequent flyers.

• Typical Milestone Benefit Structure:

  • Spend INR 2.5 lakhs in a membership year: Receive 1 complimentary Business Class ticket on Vistara (domestic flight).
  • Spend INR 5 lakhs in a membership year: Receive 1 complimentary Business Class ticket on Vistara (domestic flight).
  • Spend INR 7.5 lakhs in a membership year: Receive 1 complimentary Business Class ticket on Vistara (domestic flight).
  • Spend INR 10 lakhs in a membership year: Receive 1 complimentary Business Class ticket on Vistara (domestic flight).

  Important Notes:

  • You typically have 6 months to utilize your complimentary Business Class ticket voucher.
  • These milestone benefits reset each membership year.
  • • Terms and conditions can apply to the use of the complimentary tickets (e.g., blackout dates may exist). Always check the updated fine print on the Axis Bank website or within your card's terms and conditions.
• Complimentary Club Vistara Gold Tier membership: In the first year, you'll receive a Club Vistara Gold tier membership complimentary with the card. This tier offers benefits like priority check-in, preferential seating, and bonus CV points on Vistara flights. To retain the Gold tier in subsequent years, you'll need to meet specific flying criteria with Vistara.
• Priority Pass membership: Enjoy access to exclusive airport lounges across the globe with a complimentary Priority Pass membership. This provides a haven to relax and unwind during layovers.
• Travel and purchase protection: The card offers comprehensive travel insurance that covers accidental hospitalization, trip cancellation/curtailment, and baggage loss/delay. Additionally, you get purchase protection against theft and damage for your online and offline purchases.
• Global Visa Concierge: Access a dedicated 24/7 Visa concierge service for assistance with travel arrangements, restaurant reservations, and exclusive deals.

Other Details:

• The card is powered by Visa, offering global acceptance across millions of merchants.
• You can conveniently track your CV points and manage your account online or through the Axis Mobile app.
• Axis Bank offers a host of lifestyle privileges with the card, including discounts and benefits on dining, entertainment, and wellness experiences.

Comparing the Axis Bank Vistara Infinite Credit Card with Competitors

While the Axis Bank Vistara Infinite Credit Card caters to Vistara loyalists, it's wise to consider similar premium travel cards in India. Here's a quick comparison:

Highlights of Axis Bank Vistara Infinite:

• Targeted rewards: Ideal for Vistara flyers aiming for award flights and tier upgrades.

• Milestone benefits: Earn up to 4 complimentary Business Class tickets with high spending.

• Welcome bonus: Accelerate CV point accumulation for faster rewards.

Drawbacks compared to HDFC Diners Club Black:

• Limited lounge access: Primarily focuses on Vistara lounges and Priority Pass, whereas Diners Club Black offers wider access through their own network.

• Less flexibility: Rewards program is tied to Vistara, while Diners Club points offer transfer options to airline partners.

Other competitor - Air India SBI Signature Card:

This card offers benefits targeted towards Air India flyers, similar to the Vistara focus of the Axis Bank card. Consider this option if you primarily fly Air India routes.

Choosing the right card depends on your travel habits and spending patterns.

• For die-hard Vistara flyers: The Axis Bank Vistara Infinite card offers a focused rewards program and potential for complimentary Business Class tickets.

• • For frequent international travelers: HDFC Diners Club Black provides wider lounge access and potentially more flexible reward redemption options.

Axis Bank's Vistara Credit Card Lineup

Axis Bank offers several tiers of Vistara co-branded cards to suit different spending patterns and travel needs:

• Axis Bank Vistara Signature Credit Card: The mid-tier card offering good earning potential on CV points and a lower annual fee than the Infinite.

• Axis Bank Vistara Platinum Credit Card: The entry-level Vistara card with a more modest annual fee and a focus on accumulating CV points.

Comparison Table

Is the Axis Bank Vistara Infinite Credit Card Right for You?

This card is ideal for:

• Frequent flyers who primarily travel with Vistara and want to maximize their CV points for award flights and upgrades.
• High spenders who can easily meet the spending thresholds to unlock the milestone benefit of complimentary Business Class tickets.
• Individuals who value travel insurance, airport lounge access, and concierge services.

When Does the Axis Bank Vistara Infinite Credit Card Offer the Best Value?

This card's true value lies in its ability to unlock luxury travel benefits for loyal Vistara flyers. Consider this card if:

• You fly Vistara frequently within India: The card's focused rewards system with Club Vistara points accelerates your ability to redeem award flights on domestic routes.

• You prioritize Business Class upgrades and flights: The milestone benefits with complimentary Business Class tickets make this card extremely compelling for individuals who crave comfortable travel experiences.

• You value travel insurance and lounge access: The included Priority Pass Membership and comprehensive travel insurance provide peace of mind and enhance your overall travel experience.

• You are a high spender: If you can easily reach the spending thresholds for the Business Class ticket milestones, the value of the card skyrockets.

Example: If you spend an average of Rs. 2 lakhs per month on the card and predominantly travel Vistara, you could earn enough CV points for a round-trip Business Class flight within six months, along with unlocking two complimentary Business Class tickets thanks to the milestone benefits.

Before applying, carefully consider the annual fee and ensure your spending habits can justify the rewards offered. If you're a travel aficionado and loyal to Vistara, the Axis Bank Vistara Infinite Credit Card can be a powerful tool to elevate your travel experiences and unlock a world of exclusive benefits.

Disclaimer: The information provided in this article is intended for informational purposes only. Credit card features, benefits, fees, rewards programs, and eligibility criteria are subject to change. Always refer to the Axis Bank website or contact a representative for the most up-to-date and accurate information before applying for the Axis Bank Vistara Infinite Credit Card.